Terms & disclosures
For business obligations only
Capital Consolidation Experts (“CCE”) provides out-of-court commercial debt consulting. This service is for authorized business representatives dealing with business obligations, including merchant cash advances. It is not household or consumer debt relief, credit repair, a loan, or a commitment to provide funding.
What CCE is not
- CCE is not a lender and does not offer a consolidation loan or any new financing.
- CCE is not a law firm and does not provide legal representation or legal advice. If you have received court papers, contact a licensed attorney promptly. A reply to a lender is different from a response to a court.
- CCE does not guarantee savings, a particular payoff, acceptance by any funder, a payment schedule, or that collections will stop.
Your decision, your voice
CCE helps you read a demand, identify what is being asked and by when, weigh payroll, bills and incoming receipts, and draft or practice a firm, truthful reply. You check the facts and send the reply in your own name. You decide which terms, if any, to accept. CCE does not communicate with a funder on your behalf unless a signed consulting agreement authorizes it.
An inquiry is not an engagement
Submitting the business review application, emailing us, or speaking with us does not hire CCE, authorize CCE to contact any funder, authorize any payment, or pause, extend or otherwise change any contractual or court deadline. Reviewing this website changes no contract or payment obligation. Keep making the decisions your agreements require until you have a signed engagement and a plan you have approved.
Engagement and fees
The scope of services, the fee basis and the payment terms are set out only in a separate signed consulting agreement. Where a fee is calculated from a balance, it is based on the starting balance enrolled under that agreement, not on the negotiated payoff or on any amount saved. No fee is owed for an inquiry. Legal services, litigation and attorney fees are outside CCE’s consulting services and require a separate engagement with counsel.
Documents and authorization
Share only material you are authorized to share. Do not include passwords, Social Security numbers, bank logins, unredacted account numbers or unrelated third-party information. Submitting an application is not consent to marketing calls, texts or email; CCE will contact you about your inquiry only. While the application is in preview, nothing you enter is transmitted at all.
Electronic signature and permissions
Typing your name on the application is your electronic signature on the certification it contains. CCE records the date, time and network address with it and keeps the signed application as a PDF. Signing certifies that the information is accurate to the best of your knowledge and that you are authorized to act for the business; it does not create an engagement. Permission to contact you covers calls, texts and email about your request only. Texting requires a separate, optional tick box; reply STOP at any time. Neither permission is a condition of receiving services, and both can be withdrawn by telling us.
Accuracy of sample wording
Example replies on this site are illustrations. Use wording only if it is true for your business. A promise to send a proposal is not a promise to pay; make neither unless you can keep it.
Contact
Questions about these disclosures: admin@capconexperts.com
See also the privacy policy. Return to the application.